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Financing

South Jersey & Philadelphia Car Loans - LaFlam Chrysler

At LaFlam Chrysler getting a car loan in New Jersey is quick and easy. We have all the tools, information and expertise you need to help you determine your budget and get you into that new or used Chrysler you have always dreamed of. Our financial experts can help anyone get a car loan, even with bad credit. We also handle refinancing as well, and work with a variety of lenders to help you pay for your car, truck, van or SUV.

You can apply online for a car loan in South Jersey & Philadelphia region with our finance application form. It's secure, and when we receive the application, our staff will look it over contact you as soon as possible.

If you would like to contact a member of the LaFlam Chrysler financial team online you can use our contact form. You can also call us at 800-791-6015, or stop by LaFlam Chrysler by using our easy to follow directions. We regularly serve customers from Cherry Hill, Washington Township, Woodbury, Mt. Ephraim, Maple Shade, Camden & Gloucester County, Turnersville, Deptford, South Jersey, Berlin, Philadelphia, Sicklerville, Williamstown and Runnemede.

 

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Contact Information

LaFlam Chrysler

165 S. Black Horse Pike

Runnemede, NJ 08078
workSales:
866-797-8419
serviceService:
866-528-0984
partsParts:
866-528-0984

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.